Have you suffered life-altering injuries in a car accident in Atlanta? If someone else is to blame, you can file an insurance claim against them to recover compensation for the consequences of the crash. This would account for your medical bills, vehicle repairs, lost income, and pain and suffering. Unfortunately, insurance companies are money-making businesses, and they work hard to deny claims, lowball payments, and defend their profits. You need an Atlanta car accident lawyer who can fight back and come out on top. You need Bayuk Pratt.
Our car accident law firm has over 50 years of combined legal experience and has recovered more than $300 million for our clients to date. As former partners at two of the world’s top defense law firms, founding attorneys Frank Bayuk and Bradley Pratt know what it takes to win accident claims. They’ve seen how insurance companies defend injury claims and fight to avoid financial responsibility to accident victims. So Frank and Bradley founded Bayuk Pratt to leverage their legal knowledge and experience to advocate for accident victims who need someone to stand up for them. Now, we want to stand up for you.
Contact Atlanta car accident attorneys Bayuk Pratt today for a free, no-obligation case evaluation. Let’s start fighting for the money you need to move on with your life.
Benefits of Hiring an Attorney for Your Car Accident Claim
Although you can pursue a car accident claim alone, hiring legal representation has several critical benefits.
First, a car accident attorney can handle all the details of preparing and pursuing your legal claims, freeing you to devote time and energy to medical treatment and rehabilitation. An experienced lawyer will know how to investigate a car crash and calculate your ongoing and future anticipated expenses or losses. They can also guide you through the claims process, preparing you for what to expect at each stage.
Your accident attorney will also protect you from insurers’ tricks and tactics to minimize injured accident victims’ financial recovery. They can push back against them, negotiating hard for every cent you’re owed. And if the insurer doesn’t cooperate and your case ends up in court or at trial, an experienced litigator can present compelling arguments to the jury or judge to fight for a favorable verdict.
Are you worried about how much this representation might cost you? Don’t be. Most car accident law firms — including Bayuk Pratt — work on a contingency basis, which means they only charge a fee based on what they recover for you. If you don’t get paid, neither do they.
What to Do After an Atlanta Car Accident
You can take steps after a car wreck to preserve your options for seeking compensation from the driver or other parties at fault for the accident.
Things you should do after getting hurt in a car crash include the following:
- Get immediate medical attention and follow your doctor’s treatment plan and recovery instructions. Do not put off medical procedures or rehabilitation. Remember to ask for copies of your treatment and rehab medical records.
- Notify your car insurance company about the accident to ensure eligibility for applicable coverage under your insurance policy. This might include PIP, collision, or uninsured/underinsured motorist coverage.
- Request copies of the police accident report if law enforcement responded to the crash scene.
- Keep any bills, invoices, or receipts for medical treatment, car repairs, and other expenses you incur due to the accident.
- Gather your pay stubs or income statements to determine your lost earnings if you miss time from work or transfer to another position.
Finally, contact an Atlanta car accident lawyer from Bayuk Pratt as soon as possible for experienced help pursuing your legal claims.
How We Investigate Car Accident Cases
At Bayuk Pratt, we know that a prompt, thorough investigation will give us the best chance of securing the evidence to prove the other driver’s fault for the crash.
The evidence we use to build a compelling car accident claim might include:
- Police crash reports
- Accident scene photos/videos
- Eyewitness statements
- Dashcam footage
- Surveillance/traffic camera footage
- Car computer data
- Drivers’ cell phone records
- Post-accident drug/alcohol test results
- GPS logs
- Car repair/maintenance records
- Post-crash vehicle inspections
In some cases, we will work with accident reconstruction experts to review the evidence and prepare compelling explanations for what happened and who is to blame. Contact our Atlanta car accident lawyer today.
Compensation You Could Recover in a Car Accident Claim
In your auto accident claim, you can demand financial recovery from a negligent driver who hit your vehicle. Your car accident compensation can provide you with money to help with your recovery, including for your:
- Medical bills and physical rehabilitation expenses
- Lost wages/income from missed work
- Ongoing and future losses of earning capacity
- Pain and suffering
- Lost enjoyment/quality of life
- Vehicle repair/replacement expenses, including reimbursement for your car’s value
Finally, contact an Atlanta car accident lawyer from Bayuk Pratt as soon as possible for experienced help pursuing your legal claims.
What If the Other Driver’s Insurance Doesn’t Cover All My Damages?
Insurance companies seldom pay more for an Atlanta car crash than the limits of the at-fault driver’s policy. This means that sometimes another driver’s auto insurance coverage is not enough to cover your medical expenses and other losses after a collision. When this happens, you must seek other sources of compensation. An experienced car accident attorney can help you evaluate your options for pursuing compensation, such as the following:
- Use Your Underinsured Motorist (UIM) Coverage – Georgia law doesn’t require drivers to purchase underinsured motorists coverage as part of their auto insurance policy. But many drivers carry Uninsured/Underinsured coverage (UM/UIM). You can file a UIM claim with your insurer if the other driver’s insurance policy does not cover all your losses. For example, suppose the at-fault driver’s liability insurance coverage only meets Georgia’s minimum requirements. They would have only $25,000 in bodily injury coverage. If your lost income and medical expenses exceed $25,000, your UIM coverage could help make up the difference.
- Tap Into MedPay – Medical payments coverage (often shortened to “MedPay”) is optional, no-fault coverage you can add to your auto insurance policy. If you have MedPay coverage, it can help pay your medical bills regardless of who caused a collision.
- Health Insurance – Your health insurance may help cover your medical costs, such as your doctor’s visit, hospital stay, and prescription drugs. Your health insurance may seek reimbursement of its costs if you later receive a settlement from the at-fault driver’s insurance company.
- File a Lawsuit Against the At-Fault Driver – If the other driver’s insurance payout doesn’t cover all your losses, you can file a personal injury claim and take legal action against the driver. A car accident lawsuit allows you to pursue financial compensation from the other driver’s personal assets or other sources of income.
- Third-Party Liability Claims – Other parties, such as a vehicle manufacturer, a business that served alcohol to a drunk driver, or a government entity responsible for dangerous roads, may share responsibility for the crash. If so, you may have the right to file a car accident injury claim against them to seek additional compensation.
- Employer Liability – If the at-fault driver was working when the motor vehicle accident occurred, their employer might share legal liability. For example, Uber and Lyft ridesharing drivers who are transporting passengers have additional insurance through the transportation company’s general liability policy.
What Happens If the Driver Who Hit Me Has No Insurance?
It’s frustrating to learn that the at-fault driver in a car crash was driving without insurance. Unfortunately, Georgia ranks 11th nationally in uninsured drivers, according to the Insurance Institute for Highway Safety. In 2023, one of every five drivers in Georgia was uninsured. Even so, there are ways for injured car accident victims to seek financial accountability after a car accident.
Georgia law requires insurers to offer uninsured motorist (UM) coverage, and many automobile owners have it. If you have UM coverage, it will be your primary source of recovery. You may file a claim against your UM insurance to pay for your medical bills, lost wages, and other losses related to your car accident injuries.
You may have the right to file a lawsuit against the at-fault driver. However, if the driver was uninsured, they may have limited resources to pursue. This route might not result in full recovery if the driver has few assets.
Looking for other parties who may share liability for the accident is also crucial. For example, if the driver was working at the time of the crash, their employer might share liability. If a mechanical failure, poor road design, or a vehicle defect played a role in the crash, others could be liable. An Atlanta car accident lawyer can investigate the collision to identify everyone you may have financial liability for your injuries.
Could I Handle My Car Accident Case Without a Lawyer?
No law says you must hire an attorney after a car accident in Atlanta. However, it’s a good idea to take advantage of a free case evaluation and clarify your legal options. Most Atlanta car accident attorneys offer free initial consultations and handle injury cases on a contingency fee basis. If you have skilled legal representation, you have a better chance of a positive outcome than if you try to handle your car accident claim on your own.
Medical bills can pile up fast if you have serious injuries. You might miss weeks or months of work and experience a loss of income. The other driver’s insurance company is likely looking for ways to minimize your compensation or deny your claim. The insurer may pressure you to accept a lowball settlement. Handling these challenges on your own while trying to recover can be overwhelming.
An experienced Atlanta car accident attorney can guide you through the claims process and give you the best chance of recovering full compensation. Here’s how:
- Your lawyer can investigate the accident. The lawyer can gather evidence, interview witnesses, and reconstruct what happened. This approach helps you and your attorney identify all possible sources of compensation.
- Your attorney can calculate the full value of your case. The attorney can calculate your medical costs, lost wages, future expenses, and pain and suffering.
- A car accident lawyer can handle all communication with the insurance companies. You don’t have to worry about saying the wrong thing to a claim adjuster or letting someone take advantage of you.
- An experienced car accident lawyer can negotiate for a fair settlement. The attorney can push back if the insurance company tries to undervalue your car accident claim.
- An attorney can go to court. If the insurance company refuses to offer a fair settlement, the attorney can file a lawsuit and go to trial, if necessary, to fight for fair compensation.